Autonomous Finance

Your books,
handled.

Pennio is an AI bookkeeper that categorizes every transaction, reconciles daily, and sends you a weekly financial briefing. No spreadsheets. No accountant on retainer. Just clarity.

30M+

US small businesses need bookkeeping

$49/mo

vs $500+/mo for traditional services

24/7

Always watching your numbers

Small businesses lose 5-10 hours a week doing their own books. Most of that time is wasted.

What Pennio does while you sleep

Connect your accounts once. Pennio handles everything else.

📊

Daily Reconciliation

Every transaction categorized and reconciled automatically, every single day. Not monthly. Not weekly. Daily.

📨

Weekly Financial Briefings

A clear summary of where your money went, what came in, and what to watch. Delivered to your inbox every Monday.

Anomaly Detection

Pennio flags unusual charges, duplicate payments, and cash flow risks before they become real problems.

📄

Tax-Ready Reports

P&L, balance sheet, expense breakdowns. Always current, always accurate, always one click away.

The old way is expensive and slow

Traditional bookkeeping

$500-2,000/month for a human bookkeeper
Monthly reconciliation (30 days behind)
Reports on request, days to prepare
Errors caught after tax season

Pennio

$49/month, no contracts
Daily reconciliation (always current)
Reports ready instantly, always up to date
Anomalies flagged the moment they happen

Every business deserves financial clarity. Not just the ones that can afford an accountant.

Pennio exists because no one should lose sleep over their books. We're building the bookkeeper that 30 million small businesses have been waiting for.